A savings loan is a standing loan linked to a savings insurance. Normally you pay monthly charges of interest and instalment for a standing loan. With a savings loan you only pay the interest which is calculated over the amount that you withdrew. During the lifetime of the loan, you can continue to withdraw up to the loan limit. Apart from this you pay a monthly premium for the insurance. With the insurance you can create the capital needed to relief the loan. This goes through a savings insurance, where the premium is being invested in venture capital of respectable Mix funds. The output yield equals the end value of the venture capital and therefore depends on the exchange rate development