The mixed mortgage is really a custom made (tailored) mortgage. It is not a specific mortgage form, but a combination of several mortgage forms. And that combination is specially made for your personal situation and wishes.

The characteristics
• The mixed mortgage is a combination of different mortgages forms;
• Your personal wishes and expectations are taken into account;
• It allows you to use maximum tax benefits.

Sheer necessity or Smart move
Sometimes it is a necessity to combine certain mortgage forms. For instance, if you face tax limits such as the maximum duration of the mortgage interest relief or the maximum of a tax-free generated capital through capital insurance. But you can also opt for a combination to use the tax benefits and the mortgage market optimally.

Box Shopping
When assembling the components of a mixed mortgage, you have to fulfil the requirements of the mortgage provider regarding minimum amortization. But by combining these requirements with profitable fiscal solutions and personal preferences, the mortgage is created that fits you best. Often so-called “box shopping” is applied. This means that you use all exemptions and fiscal advantages that the tax box system offers you.

A professional consult
In order to optimally create a mixed mortgage, you need a specialist. In such a complex mortgage form you want to count with professional, honest and independent advice. Please contact the nearest EuroFinancialService office for an appointment.

Calculations
• How much can I borrow? (calculate maximum amount)
• Calculate mortgage amount with a specified monthly charges
• Calculate monthly charges with a specified mortgage amount
• How large a mortgage do I need (calculate needed amount)
• How much can I buy for the rent I pay now as a tenant?
• What is a house worth? (house value calculator)