You are right but you don't get it? Annually one of the three people need legal advice. Thereby the costs can incur very high. The Legal Assistance Insurance for Individuals insures you against the costs for legal aid at conflicts in nearly all areas; work, in and around your house, in traffic, with the government and if it delivery for the supply of goods and services.

This insurance covers legal aid in kind at a covered event in private quality. However, it must be a reasonable financial importance. Insofar experts/specialists must be involved (lawyers, experts, accountants) those costs (external costs) also have been covered, as well as court - and graft-costs and cost-condemnations costs made by an adversary.