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A fire and theft insurance protects you against the financial consequences when the furniture or movables is damaged or lost through fire, theft or water pipe leakages fore example.
This insurance covers the entire furniture for private use against a large number of dangers (fire, smoke- and soot damage, storm, burglary and theft, various forms of water related damages, collisions, vandalism). If the damage is beyond repair, the replacement is being reimbursed with new-for-old values. Excluded are causes with a catastrophic nature, such as war situations, nuclear reactions and flooding.
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